Dear (Defendant),

I would like to take this opportunity to introduce myself and tell you a little about how I can HELP you with your situation. From our records, we have noticed that you are behind on your mortgage payments and the lender has begun foreclosure proceedings against you.

We specialize in helping homeowners avoid foreclosure. If you would like a free, confidential analysis of your specific situation and you'd like to learn about your options, please feel free to call us.

I look forward to speaking to you

Sincerely,

Your Name Here

Sample II

Dear (Defendant),

I'd like to take this opportunity to introduce myself. My name is (your name) and my family and I have been looking for a home in your area.

We realize that you and your family may be going through a difficult time and there may be a way that we can help you. If you are looking for a buyer for your property, we would be interested in discussing this with you at your convenience.

Please contact me at (your telephone number).

At this time, it is important to know that you do not have to be alone in this situation. There just may be someone who can help you.

Sincerely,

Your Name Here

Sample III

Dear (Defendant),

I am a loan officer with (your company name) and I specialize in helping homeowners refinance their loans. Even though you're behind on payments; even if you have spoken with your lender and they are unwilling to help you, I can show you options that can save you from foreclosure.

Please allow me to assist you in understanding the alternatives available to you and help prevent you from losing your home and your good credit standing.

My company specializes in mortgage workouts. If you would like a free, no obligation consultation, please contact me at (your telephone number).

I look forward to speaking with you. Together, we can come up with the right solution for your situation.

Sincerely,

Your Name Here

Sample IV

Dear (Defendant),

You may not be thinking of selling your home right now. In fact, you may not want to sell your home at all.

I am a Realtor in (your area). In fact, I have been working in this area for many years and I know the value of your home. This area has seen tremendous growth recently and there are buyers eager to purchase homes just like yours.

I'm an expert at facilitating quick sales, but many sellers wait too long to put their homes on the market. If you have a target date or a deadline, I urge you to list your home early so you can get the highest sale price.

Please allow me to conduct a free market analysis and present you with my findings. Together, we can come up with a plan to get you the highest and best offers for your property in the shortest amount of time.

Sincerely,

Your Name Here